Step-by-step guide for non-residents to open PNC Bank
PNC Bank opens business accounts for Wyoming LLCs, but generally requires an in-person visit to a branch. Bring your EIN confirmation, Articles of Organization, operating agreement and government-issued photo ID.
PNC operates branches across roughly 25 states, concentrated in the eastern US, so the branch requirement rules it out for most non-residents who cannot travel. Mercury and Relay open the same kind of account fully online.
Opening a PNC Bank account for your Wyoming LLC is possible for non-residents but requires preparation. PNC is an established regional bank whose business banking is aimed at mid-size companies needing treasury management. This guide walks you through every step.
Before starting, ensure you have your Wyoming LLC formed and EIN obtained.
$0-$22
$0-$100
1-2 weeks
Complete formation with registered agent.
Apply for EIN from the IRS.
Gather passport, LLC documents, Operating Agreement, and EIN letter.
Visit pnc.com and complete the application with business details.
Upload clear, high-resolution copies of all required documents.
PNC Bank will review your application, typically taking 1-2 weeks.
Fund with minimum deposit ($0-$100) to activate.
Ensure all information matches exactly across documents.
A professional website helps establish legitimacy.
Respond to bank requests within 24-48 hours.
PNC Bank typically takes 1-2 weeks.
Generally no. PNC asks for an SSN or ITIN for the responsible party, and normally an in-person branch visit, which is why most non-residents use Mercury or Relay instead — both open an account online with a passport and the LLC's EIN alone.
Yes. PNC opens business accounts for Wyoming LLCs. Bring the EIN confirmation letter, Articles of Organization, operating agreement and government-issued photo ID to a branch.
PNC Bank charges $0-$22 monthly with $0-$100 minimum.
Start with forming your Wyoming LLC. We will help you get banking-ready.
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