How to Open a Wise Business Account for LLC

Step-by-step guide for non-residents to open Wise Business

Opening a Wise Business account for your Wyoming LLC is possible for non-residents but requires preparation. Wise Business is an established banking institution that International businesses, e-commerce sellers, and businesses with global clients. This guide walks you through every step.

Before starting, ensure you have your Wyoming LLC formed and EIN obtained.

Wise Business Overview

Monthly Fee

$0 (One-time $31 setup)

Min. Deposit

$0

Approval Time

2-5 business days

Key Features

Multi-currency AccountsLocal Bank DetailsInternational TransfersCurrency ConversionBatch Payments

Requirements for Wise Business

Step-by-Step Application

1

Form Your Wyoming LLC

Complete formation with registered agent.

2

Obtain Your EIN

Apply for EIN from the IRS.

3

Prepare Documentation

Gather passport, LLC documents, Operating Agreement, and EIN letter.

4

Apply Online

Visit wise.com and complete the application with business details.

5

Upload Documents

Upload clear, high-resolution copies of all required documents.

6

Verification

Wise Business will review your application, typically taking 2-5 business days.

7

Fund Account

Fund with minimum deposit ($0) to activate.

Wise Business Pros

  • • Multi-currency holding
  • • Local bank details in 9+ countries
  • • Real exchange rates
  • • Low international fees
  • • Available in 160+ countries

Wise Business Cons

  • • Not a full US bank
  • • Limited US banking features
  • • No check writing
  • • No cash deposits
  • • Setup fee applies

Tips for Success

Be Consistent

Ensure all information matches exactly across documents.

Have a Website

A professional website helps establish legitimacy.

Respond Promptly

Respond to bank requests within 24-48 hours.

Frequently Asked Questions

How long does approval take?

Wise Business typically takes 2-5 business days.

Can I open without SSN?

Yes, accepts passport and EIN without SSN.

What fees apply?

Wise Business charges $0 (One-time $31 setup) monthly with $0 minimum.

Ready to Open Your Wise Business Account?

Start with forming your Wyoming LLC. We will help you get banking-ready.

Form Your Wyoming LLC Now

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