How to Open a Mercury Account for Wyoming LLC

Step-by-step guide for non-residents to open Mercury

Opening a Mercury account for your Wyoming LLC is straightforward and can be completed entirely online. Mercury is a modern digital banking platform that Tech startups, SaaS companies, and businesses needing API access. This guide walks you through every step.

Before starting, ensure you have your Wyoming LLC formed and EIN obtained.

Mercury Overview

Monthly Fee

$0

Min. Deposit

$0

Approval Time

1-3 business days

Key Features

API AccessVirtual CardsTreasury AccountBill PayCheck Payments

Requirements for Mercury

Step-by-Step Application

1

Form Your Wyoming LLC

Complete formation with registered agent.

2

Obtain Your EIN

Apply for EIN from the IRS.

3

Prepare Documentation

Gather passport, LLC documents, Operating Agreement, and EIN letter.

4

Apply Online

Visit mercury.com and complete the application with business details.

5

Upload Documents

Upload clear, high-resolution copies of all required documents.

6

Verification

Mercury will review your application, typically taking 1-3 business days.

7

Fund Account

Fund with minimum deposit ($0) to activate.

Mercury Pros

  • • No monthly fees
  • • Generous transaction limits
  • • Great API for developers
  • • Virtual and physical debit cards
  • • Treasury account earning interest

Mercury Cons

  • • Requires US LLC and EIN
  • • Can be strict with approvals
  • • No physical branches
  • • No joint accounts
  • • Limited check deposits

Tips for Success

Be Consistent

Ensure all information matches exactly across documents.

Have a Website

A professional website helps establish legitimacy.

Respond Promptly

Respond to bank requests within 24-48 hours.

Frequently Asked Questions

How long does approval take?

Mercury typically takes 1-3 business days.

Can I open without SSN?

Yes, accepts passport and EIN without SSN.

What fees apply?

Mercury charges $0 monthly with $0 minimum.

Ready to Open Your Mercury Account?

Start with forming your Wyoming LLC. We will help you get banking-ready.

Form Your Wyoming LLC Now

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